We are a Managing General Underwriter (MGU) and Third Party Administrator (TPA). We provide specialized insurance and other benefits. While our primary focus is volunteer emergency service organizations, we also serve local government and other employers.
We trace our roots to Provident Agency of Pittsburgh, PA. Provident began serving emergency service organizations in 1928. They recognized the importance of doing more to protect the financial security of fire fighters. They were the first to offer a policy for blanket Accident and Health insurance. Then in 1962 they were again first, when they introduced heart and illness related coverage. With their innovative approach and quality service, they are an industry leader in protecting emergency service workers. We are proud to follow in their footsteps with a uniquely Canadian program.